5 Things to do in the Days After a Car Accident
Being in a car accident can be hectic and frightening experience, but even in the midst of all of it, it’s important to be smart about how you react in order to give yourself the best chance at receiving fair compensation for any injuries you may have sustained. Halifax personal injury lawyer John McKiggan offers tips on five important things that you need to do in the days immediately following a car accident in Nova Scotia.
See Your Family Doctor
Sometimes people get into a car accident and feel shaken up but generally think that they are fine. Later on, they find that they are experiencing symptoms that can range from back and neck pain to confusion or worse. By this time, they may suspect that the ailment was triggered by the car accident, but it is hard for them to tell for sure. You might also have been checked by an emergency room doctor right after the accident, but even this is not as good as seeing your own physician. Your own doctor will know you better and will be able to make the distinction between what is part of your pre-existing medical condition and what is connected to the accident.
Take Your Doctor’s Advice
If your doctor indicates a course of treatment, it is important to follow the directions as closely as possible. This includes taking any medication prescribed, resting as requested, or making any other adjustments to your daily life. Failing to do this can be seen as contributing to your own injury, which can reduce the compensation you may be entitled to receive. Even if you don’t think you will be filing a claim, it is possible that you may need to do so later. So always follow your doctors advice!
Contact Your Insurance Company
Once you’ve taken care of your immediate medical needs, contact your insurance company and tell a representative what happened. Ask the representative to send you a claim form package.
Write Down the Facts
From the time the car accident occurs and throughout the process of filing a car accident insurance claim, it is important to record as much information as possible. The sooner you are able to write things down, the more reliable the information will be. This information can be extremely helpful to a car accident lawyer who is putting together your case and who is trying to get you the most compensation in order to help you move on with your life.
Learn Your Rights
The laws surrounding the car insurance industry have changed in recent years, as have the requirements for insurance. The potential claim amount can vary between provinces depending on the nature of the accident.
In Nova Scotia, all drivers are required to carry third-party liability insurance, accident benefits, and uninsured driver insurance. In Nova Scotia, policies must cover up to $500,000 for personal injuries, but there are various financial caps on various types of financial damages.
For example, Nova Scotia has a special law that makes a distinction in the amount of compensation you can receive for so-called “minor injuries”.
If you work with a Halifax lawyer on your case, you’ll be able to be informed as you go into negotiations with the insurance company.
Remember the insurance company lawyers will likely try to reduce the amount of your claim as much as possible, so knowing what your rights are going in can make a big difference in the final result.